Management Board of UniCredit Bank Austria AG 24 ĥ) Employees and offices of companies accounted for under the proportionate consolidation method are included at 100%. 3) Total assets/equity (without intangible assets). Kazakhstan (ATF Bank held for sale until the bank was sold in April 2013) 0 139 – 139Īustria (other business segments) 269 289 – 20ġ) Comparative figures for 2012 recast to reflect the current structure and methodology. Kazakhstan (ATF Bank held for sale until the bank was sold in April 2013) 0 3,314 n.m.Īustria (other business segments) 7,201 7,381 – 2.4%Ĭentral Eastern Europe business segment 2,520 2,542 – 22 Loans and receivables with customers / primary funds 2) 93.6 % 95.5 %Ĭore Tier 1 capital ratio 2) 11.3 % 10.6 % 4)īank Austria (full-time equivalent) 53,598 58,182 – 7.9 %Ĭentral Eastern Europe business segment 46,396 47,488 – 2.3% 2.4 % 4)Ĭost/income ratio (without bank levies) 53.4 % 54.7 %Ĭost of risk (provisioning charge / avg. Primary funds (deposits from customers and debt securities in issue) 137,984 138,626 – 0.5 % Loans and receivables with customers 129,121 132,424 – 2.5 % Net profit or loss attributable to the owners of the parent company – 1,603 419 n.m. Net write-downs of loans and provisions for guarantees and commitments – 1,441 – 969 + 48.7 % Net trading, hedging and fair value income 934 768 + 21.7 % We will continue with this commitment to all of you, every day. It is part of our determined effort to contribute to the economicĪnd social well-being of our customers as well as the communities where Simple, direct results lies at the heart of our commercial banking Our clear goal to improve everyday circumstances is rooted in ourĬomplete commitment to outcomes that ensure customer satisfaction.Īt UniCredit, listening to our clients and engaging with them to offer They are examples of the tangible benefits and concrete solutions offeredīy UniCredit, demonstrating how we make a difference in people’s lives. These brief but meaningful stories come directly from our colleagues. Stories about our interactions with customers, innovations in products This report expresses UniCredit’s approach to banking by telling everyday
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